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Independent Contractors Coverage

Business Contractor Liability Insurance

Insurance For Independent Contractors

We Customize each policy we write to ensure you get the best rates and only pay for the coverages you need.

We do a comprehensive risk analysis for each and ever client to ensure they are covered where the need and and only pay for the coverage that will keep them financially safe in the case of an incident.

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We promise to have the Best Coverage for the best rates available for each of our clients.

Insurance Risk Analysis

Business Definition for: Comprehensive General Liability insurance (CGL)
Dictionary of Business Terms
Comprehensive General Liability insurance (CGL)

coverage against all liability exposures of a business unless specifically excluded. Coverage includes products, completed operations, premises and operations, elevators, and independent contractors. Products coverage insures when a liability suit is brought against the manufacturer and/or distributor of a product because of someone incurring bodily injury or property damage through use of the product. Completed operations coverage for bodily injury or property damage incurred because of a defect in a completed project of the insured. Premises and operations coverage for bodily injury incurred on the premises of the insured, and/or as the result of the insured's business operations. Elevator coverage for bodily injury incurred in an elevator or escalator on the insured's premises. Independent contractors coverage for bodily injury incurred as the result of negligent acts and omissions of an independent contractor employed by the insured.

Dictionary of Insurance Terms
Comprehensive General Liability insurance (CGL)

coverage against all liability exposures of a business unless specifically excluded. Coverage includes products, completed operations, premises and operations, elevators, and independent contractors. This form has been replaced by the Commercial General Liability form (CGL) .

Products coverage insures when a liability suit is brought against the manufacturer and/or distributor of a product because of someone incurring bodily injury or property damage through use of the product. (The manufacturer of the product must use all reasonable means to make certain that the product is free from any inherent defect.)

Completed operations coverage for bodily injury or property damage incurred because of a defect in a completed project of the insured.

Premises and operations coverage for bodily injury incurred on the premises of the insured, and/or as the result of the insured's business operations.

Elevator coverage for bodily injury incurred in an elevator or escalator on the insured's premises.

Independent contractors coverage for bodily injury incurred as the result of negligent acts and omissions of an independent contractor employed by the insured.

 

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